:root{--navy:#0B1F3A;--blue:#0878F9;--cyan:#27C4E8;--bg:#fff;--light:#F4F7FB;--text:#18263B;--muted:#64748B;--r:14px;--sh:0 6px 24px rgba(11,31,58,.08)}
*{box-sizing:border-box}html{scroll-behavior:smooth}
body{margin:0;font:1rem/1.6 "Segoe UI",system-ui,-apple-system,Roboto,sans-serif;color:var(--text);background:var(--bg)}
img{max-width:100%;display:block}a{color:#075bc0}
h1,h2,h3{color:var(--navy);line-height:1.2;margin:0 0 .5em}
h1{font-size:clamp(2rem,5vw,3.4rem)}h2{font-size:clamp(1.5rem,3vw,2.2rem)}
:focus-visible{outline:3px solid var(--cyan);outline-offset:2px}
.wrap{width:min(1160px,100% - 2rem);margin-inline:auto}
section{padding:clamp(2.5rem,6vw,5rem) 0}.alt{background:var(--light)}
.skip{position:absolute;left:-999px}.skip:focus{left:8px;top:8px;background:#fff;padding:.5rem;z-index:99}
.btn{display:inline-block;padding:.75rem 1.4rem;border-radius:999px;font-weight:600;text-decoration:none;border:2px solid var(--blue);background:var(--blue);color:#fff;cursor:pointer;font-size:1rem;min-height:44px;transition:background .2s}
.btn:hover{background:var(--navy);border-color:var(--navy)}
.btn.ghost{background:transparent;color:#075bc0}.btn.ghost:hover{background:var(--blue);color:#fff}
header{position:sticky;top:0;background:#fff;z-index:50;box-shadow:0 1px 0 #e3e9f1}
.bar{display:flex;align-items:center;justify-content:space-between;min-height:68px;gap:1rem}
.logo{font-weight:800;font-size:1.25rem;color:var(--navy);text-decoration:none}.logo b{color:var(--blue)}
nav ul{display:flex;gap:1.1rem;font-size:.92rem;list-style:none;margin:0;padding:0;align-items:center}
nav a{text-decoration:none;color:var(--text);font-weight:500}nav a[aria-current=page]{color:#075bc0;border-bottom:2px solid var(--blue)}
nav a.btn{color:#fff}
.menu{display:none;background:none;border:1px solid #cbd5e1;border-radius:8px;padding:.5rem .8rem;min-height:44px;font-size:1rem}
@media(max-width:1000px){.menu{display:block}nav{display:none;position:absolute;left:0;right:0;top:100%;background:#fff;padding:1rem;box-shadow:var(--sh)}nav.open{display:block}nav ul{flex-direction:column;align-items:flex-start}}
.hero{background:linear-gradient(180deg,var(--light),#fff);padding-block:clamp(3rem,8vw,6rem)}
.hero .wrap{display:grid;gap:2.5rem;grid-template-columns:1.1fr .9fr;align-items:center}
@media(max-width:820px){.hero .wrap{grid-template-columns:1fr}}
.hero p{font-size:1.15rem;color:var(--muted);max-width:56ch}.cta{display:flex;gap:.8rem;flex-wrap:wrap;margin-top:1.5rem}
.panel{background:var(--navy);color:#fff;border-radius:var(--r);padding:2rem}.panel h3{color:#fff}.panel li{margin:.4rem 0}
.grid{display:grid;gap:1.25rem;grid-template-columns:repeat(auto-fill,minmax(250px,1fr))}
.card{background:#fff;border:1px solid #e3e9f1;border-radius:var(--r);padding:1.4rem;box-shadow:var(--sh)}
.card h3{font-size:1.15rem}.card p{color:var(--muted);margin:.3rem 0 1rem}
.badge{display:inline-block;background:#e6f1ff;color:#075bc0;border-radius:999px;padding:.15rem .7rem;font-size:.85rem;margin:0 .3rem .4rem 0}
.demo{font-size:.9rem;color:var(--muted)}
.filters{display:grid;gap:.8rem;grid-template-columns:repeat(auto-fit,minmax(170px,1fr));margin-bottom:1.5rem}
label{font-weight:600;display:block;margin-bottom:.25rem}
input,select,textarea{width:100%;padding:.7rem;border:1px solid #b8c4d6;border-radius:10px;font:inherit;min-height:44px}
.err{color:#b42318;font-size:.9rem;min-height:1.2em}.msg{padding:1rem;border-radius:10px;margin-top:1rem}.msg.warn{background:#fff4e0}
.field{margin-bottom:1rem}.form{max-width:640px}
footer{background:var(--navy);color:#cbd5e1;padding:3rem 0 1.5rem}footer a{color:#fff}footer h3{color:#fff;font-size:1rem}
footer ul{list-style:none;padding:0;margin:0}footer li{margin:.3rem 0}
.copy{border-top:1px solid #1e3556;margin-top:2rem;padding-top:1rem;font-size:.9rem}
#top{position:fixed;right:1rem;bottom:1rem;display:none}
@media(prefers-reduced-motion:reduce){*{transition:none!important;scroll-behavior:auto!important}}
.banner{background:linear-gradient(120deg,#0B1F3A,#0a4a9c);color:#fff;padding:clamp(2.5rem,6vw,4.5rem) 0}.banner h1{color:#fff;margin:0}.banner p{color:#cfe0f7;margin:.5rem 0 0;max-width:60ch}
.stats{display:grid;grid-template-columns:repeat(auto-fit,minmax(150px,1fr));gap:1rem;text-align:center;padding:2rem 0}.stats b{display:block;font-size:1.9rem;color:var(--navy)}.stats span{color:var(--muted);font-size:.9rem}
.ic{width:48px;height:48px;border-radius:12px;background:#e6f1ff;display:grid;place-items:center;font-size:1.5rem;margin-bottom:.7rem}
.two{display:grid;gap:2rem;grid-template-columns:1fr 1fr}@media(max-width:820px){.two{grid-template-columns:1fr}}
.quote{font-size:1.05rem}.stars{color:#f5a623}.who{display:flex;gap:.8rem;align-items:center}.av{width:44px;height:44px;border-radius:50%;background:var(--blue);color:#fff;display:grid;place-items:center;font-weight:700}
.check{list-style:none;padding:0}.check li:before{content:"\2713";color:var(--blue);font-weight:700;margin-right:.6rem}
details{border:1px solid #e3e9f1;border-radius:10px;padding:.8rem 1rem;margin:.6rem 0;background:#fff}summary{cursor:pointer;font-weight:600}